- Now live for PCU members
Protect More.
Earn More.
Belong More.
Welcome to Police Credit Union Membership — the loyalty program designed exclusively for members who serve, protect, and strengthen our communities every day.
Three simple steps to start earning
We've made it easy for Police Credit Union members to enjoy meaningful rewards every day.
1
Sign Up Online
Create your membership account in minutes using your existing Police Credit Union membership details. No paperwork. Just instant access.
2
Add Your Digital Card
Your membership card lands in your inbox. Add it to Apple Wallet or Google Wallet for quick, secure access wherever you go.
3
Redeem Your Membership Rewards
Enjoy exclusive membership savings on automotive services, hotels and travel, insurance, health, and more.
One Membership
Endless benefits across every service you use.
Imagine earning rewards simply for managing your finances with the institution that already has your back. Rewards+ unlocks value across checking accounts, savings, loans, mortgages, debit card usage and member referrals.
The more you engage, the more you earn.
Checking
Earn points
Savings
Earns points
Debit Card
Earns points
Loans
Earns points
Mortgages
Earns points
Referrals
Earns points
- Always on
Always connected.
Always rewarded.
Gone are the days of forgotten plastic cards and complicated reward systems. Police Credit Union Membership is fully digital and designed for convenience. Access your card from your mobile wallet, monitor points online, and redeem rewards effortlessly through your member dashboard.
Smart.
Secure.
Seamless.
Member perks
More than points —
a better banking experience.
Rewards+ is tailored for those who serve our communities. As a member you’ll unlock:
Cashback Rewards
Earn cash back every time you swipe.
Birthday Bonuses
We celebrate you with bonus points.
Lower Loan Rates
Loyalty unlocks preferential rates.
Member Promotions
Exclusive offers reserved for you.
Partner Discounts
Save with our trusted partners.
Wellness Rewards
Earn for hitting savings goals.
Referral Bonuses
Bring family — both of you win.
Priority Access
First in line for events & campaigns.
Earn points your way
Every interaction counts
- Using your Police Credit Union debit card
- Setting up direct deposit
- Opening qualifying accounts
- Applying for loans or credit products
- Referring family and friends
- Maintaining savings goals
- Paying bills digitally
Redeem rewards that matter
Designed around your goals
- Cashback rewards
- Shopping vouchers
- Loan payment credits
- Reduced service fees
- Partner merchant discounts
- Exclusive promotional offers
Built for members who serve.
Police Credit Union has always been committed to supporting law enforcement professionals, first responders, public servants, and their families. Membership extends that commitment by giving members even more value from every financial interaction.
Because loyalty should always be rewarded.
General membership
Benefits include:
- Excellent return on investments (Annual dividends)
- Competitive rates on loans
- Accessible and comfortable locations - Barataria, Arima, San Fernando and Tobago
- Online banking access
- VISA Debit Card option
- Youth investment options - Chaconia Bud, Hibiscus Planter, Poui Saver
- Youth Academy - training, mentorship etc for youth
Partnerships
Benefits include:
- NuWave Automotive - up to 20% off services
- Magdalena Grand - up to 20% off
- TTARP affiliations and discounts
- CUNA - products like Family Indemnity Plan
- PCU Plus - membership discounts will vary
- GenMed (Genesis Insurance Brokers) - competitive health plan
Ready to Start Earning?
Sign up today and start enjoying exclusive perk
Frequently asked questions
Everything you need to know about Rewards+
How do I join Rewards+?
Simply register online using your Police Credit Union membership details to activate your account.
Does Rewards+ cost anything?
No. Rewards+ is completely free for eligible Police Credit Union members
How do I earn points?
Points are earned through eligible transactions, account activity, referrals, and promotional campaigns.
How do I redeem my rewards?
You can redeem rewards directly from your online member dashboard or mobile experience.
Can I track my points?
Yes. Your available points and reward history are always accessible through your account portal.
Your membership
should reward you.
Join Police Credit Union today and start earning benefits every time you bank.
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